TERMS AND CONDITIONS — ONE InfoHUB

Last Updated: May 2026

Welcome to ONE InfoHUB

These Terms and Conditions govern your use of ONE InfoHUB (https://oneinfohub.com/) and all content, services, and features available on this website.

By accessing or using ONE InfoHUB, you confirm that you have read, understood, and agreed to these Terms and Conditions in full. If you do not agree with any part of these terms, please discontinue use of this website immediately.

These Terms apply to all visitors, readers, and users of ONE InfoHUB — whether accessing from India, Kuwait, the United States, or any other country.

1.About ONE InfoHUB

ONE InfoHUB is an independent, multilingual finance education platform based in India.

We publish educational and informational content on topics including:

Stock Market & Equity Investing
Mutual Funds & SIP Planning
Insurance (Term, Health, Vehicle)
Credit Cards & Personal Finance

Our content is available in Hindi, English, Gujarati, Marathi, Urdu, and other Indian and regional languages — with the goal of making financial literacy accessible to every Indian, regardless of their language or background.

ONE InfoHUB is not a financial advisory firm, brokerage, bank, or any regulated financial institution.

2.Eligibility & Acceptable Use

By using ONE InfoHUB, you confirm that:

You are at least 18 years of age, or accessing this website under the supervision of a parent or legal guardian as per Indian law
You will use this website for lawful, personal, and educational purposes only
You will not attempt to misuse, hack, scrape, or disrupt this website or its services

You agree NOT to:

Copy, reproduce, or republish our content without written permission
Use our content for commercial purposes without authorization
Attempt to gain unauthorized access to any part of our website
Post or transmit any unlawful, harmful, or misleading information
Use automated tools to scrape or extract data from this website

3.No Financial Advice

This is the most important section of these Terms. Please read carefully.

All content published on ONE InfoHUB — including articles, guides, comparisons, news updates, and analysis — is strictly for educational and informational purposes only.

ONE InfoHUB does not provide personalized financial, investment, tax, or legal advice
We are not registered with SEBI, AMFI, IRDAI, RBI, or any government regulatory authority as a financial advisor, investment advisor, or financial consultant
Nothing on this website should be considered a recommendation to buy, sell, or hold any financial product or security
Always consult a SEBI-registered financial advisor or qualified professional before making any financial decision

ONE InfoHUB shall not be held responsible for any financial loss, damage, or consequence arising from the use of our content.

4.Accuracy & Availability of Content

We are committed to publishing accurate and up-to-date information. However:

Financial markets, government regulations, tax laws, interest rates, and product terms change frequently
ONE InfoHUB does not guarantee the completeness, accuracy, timeliness, or reliability of any content published on this website
Content is provided “as is” and “as available” without warranties of any kind
We reserve the right to modify, update, remove, or discontinue any content at any time without prior notice

Readers are responsible for independently verifying all information before acting on it.

5.Intellectual Property

All original content published on ONE InfoHUB — including but not limited to articles, guides, graphics, logos, layout, and design — is the exclusive intellectual property of ONE InfoHUB.

You may NOT:

Copy, reproduce, distribute, or republish our content without prior written permission
Modify or create derivative works based on our content
Use our content for commercial purposes without authorization
Remove or alter any copyright notices or attribution

You MAY:

Share links to our articles on social media
Quote brief excerpts for educational purposes with proper attribution to ONE InfoHUB

Any unauthorized use of our content may result in legal action under applicable Indian intellectual property laws.

6.Google AdSense & Advertising

ONE InfoHUB displays advertisements through Google AdSense.

Ads are served automatically by Google’s systems
We do not control which specific ads appear on our website
Ad content does not represent the views or endorsements of ONE InfoHUB
Google may use cookies to serve personalized ads based on your browsing history
You can opt out of personalized advertising at: Google Ads Settings

ONE InfoHUB currently does not participate in any paid affiliate or referral programs. External links to financial platforms are included for educational reference only and do not generate any commission for us.

7.User Comments & Interactions

ONE InfoHUB allows users to read content, post comments, subscribe to updates, and contact us via the Contact Form.

Regarding Comments:

You are solely responsible for any comments you post on this website
Comments must be respectful, lawful, and relevant to the topic
We reserve the right to moderate, edit, or delete any comment at our sole discretion
Comments that contain spam, hate speech, misinformation, or promotional content will be removed
By posting a comment, you grant ONE InfoHUB a non-exclusive, royalty-free license to display and use that comment on our platform

We do not accept guest posts or user-submitted articles at this time.

8.External Links & Third-Party Websites

ONE InfoHUB may contain links to external websites for educational reference and additional reading.

We do not control the content, accuracy, or privacy practices of external websites
Clicking an external link means you leave ONE InfoHUB and are governed by that website’s own terms and privacy policy
We are not responsible for any content, products, or services offered by third-party websites
Inclusion of any external link does not imply endorsement or recommendation by ONE InfoHUB

9.Cookies & Privacy

ONE InfoHUB uses cookies to improve user experience and to serve relevant advertisements through Google AdSense and Google Analytics.

For complete details on how we collect, use, and protect your data, please refer to our:

Privacy Policy
Cookie Policy

By continuing to use ONE InfoHUB, you consent to our use of cookies as described in our Privacy Policy.

10.Disclaimer of Warranties

ONE InfoHUB and all its content, features, and services are provided on an “as is” and “as available” basis — without warranties of any kind, either express or implied.

We do not warrant that:

The website will be available at all times without interruption
The content will be error-free or completely up to date
The website is free from viruses or harmful components

Use of this website is entirely at your own risk.

11.Limitation of Liability

To the maximum extent permitted by applicable law, ONE InfoHUB and its authors, editors, and team members shall not be liable for any:

Direct, indirect, incidental, or consequential damages
Financial loss arising from the use of our content
Loss of data, revenue, or profits
Damages resulting from third-party websites linked from ONE InfoHUB

This limitation applies regardless of the cause or form of action.

12.Indemnification

You agree to indemnify, defend, and hold harmless ONE InfoHUB, its team, authors, and affiliates from any claims, liabilities, damages, losses, or expenses — including legal fees — arising from:

Your use or misuse of this website
Your violation of these Terms and Conditions
Your infringement of any third-party intellectual property or rights
Any content you post or submit through this website

13.Copyright & DMCA Notice

All original content on ONE InfoHUB is protected under Indian copyright law and applicable international intellectual property laws.

If you believe any content on our website infringes your copyright, please contact us with the following information:

Your full name and contact details
A description of the copyrighted work you claim has been infringed
The exact URL of the allegedly infringing content on our website
A statement that you have a good-faith belief that the use is unauthorized
A statement that the information provided is accurate and that you are the copyright owner or authorized to act on their behalf

We will review all genuine DMCA notices and take appropriate action within a reasonable timeframe.

14.Governing Law & Jurisdiction

These Terms and Conditions are governed by and construed in accordance with the laws of India, without regard to conflict-of-law principles.

Any disputes arising from your use of ONE InfoHUB shall be subject to the exclusive jurisdiction of the courts located in India.

For our international users — including those from Kuwait, the United States, and other countries — by using this website, you agree to submit to Indian jurisdiction for any disputes related to these Terms.

15.Changes to These Terms

ONE InfoHUB reserves the right to update or modify these Terms and Conditions at any time without prior notice.

All changes will be posted on this page with an updated “Last Updated” date
Continued use of ONE InfoHUB after any changes constitutes your acceptance of the revised Terms
We recommend reviewing this page periodically to stay informed

16.Termination

We reserve the right to restrict or terminate your access to ONE InfoHUB at any time, without notice, if we believe you have violated these Terms and Conditions or engaged in conduct harmful to our website, our users, or any third party.

17.Severability

If any provision of these Terms is found to be invalid, unlawful, or unenforceable under applicable law, that provision shall be deemed severed from these Terms. All remaining provisions shall continue in full force and effect.